How Does a Letter of Protection Work?

A hand holding a fountain pen and about to sign a letter. Styling and small amount of grain applied.

If you’re injured and need medical attention, you can’t wait until you’ve settled with the insurance company or the at-fault party before you begin treatment. But paying for your treatment out of pocket might also be out of the question.

In this situation, a letter of protection is a document that assures your doctor that when you receive your settlement, the medical bills for your treatment will be paid before other expenses. It also states that, if for any reason you don’t get the settlement that you expect, you will still pay the bills. This allows them to start treating you without waiting for you to have the funds in hand.

When you need help getting funding for your medical costs after an accident or injury, visit